Navigator Credit Union & WXXV Free Community Shred Day

Saturday, June 18th, 7a-11a, Walmart Supercenter 3615 Sangani Blvd. D'Iberville

Community members are invited to bring up to two boxes (50lbs) of household documents you’d like destroyed safely and securely to a FREE Community Shred Day on Saturday, June 18th from 7 a.m. to 11 a.m. (or when the truck is full) in the parking lot of the Walmart Supercenter at 3615 Sangani Blvd. in D’Iberville. The free shred day is not open to businesses.

WXXV and Navigator Credit Union team members will be on-site to help you unload. Sponsored by: Navigator Credit Union, WXXV, Mississippi Attorney General Lynn Finch’s Office and Shred-It.

Navigator Credit Union is committed to protecting your privacy. But how do you know what to shred and what to keep? Navigator has your guide to how long you should keep certain documents.

Save forever
Keep documents related to major life events – birth, marriage, divorce and death. Lock securely:

  • Birth certificates or adoption papers
  • Social Security Cards
  • Citizenship papers or passports
  • Marriage or divorce decrees
  • Death certificates of family members

Also, keep auto titles and home deeds stored safety for as long as you own the property.

Tax records
Keep tax-related records for seven years. While IRS has three years to audit you, it has up to seven years under certain circumstances. A seven-year window should cover you in either event. The Federal Trade Commission suggests keeping tax returns forever.

Home improvement receipts
Keep these receipts until you sell our home, since certain expenses may reduce your capital gains tax.

Other records
According to the FTC, you can shred many other documents sooner than seven years. After paying credit card or utility bills, shred them immediately. Also shred sales receipts, unless related to warranties, taxes or insurance. After one year, shred bank statements, pay stubs and medical bills (unless you have an unresolved insurance dispute or these documents should be kept as tax records).